Finmate gives you a brutally honest view of your financial life — budgets, spending, and debt — so you can finally move the needle instead of hoping for the best.
"Most people aren't bad with money — they're just flying blind. The moment you can see exactly where every dollar goes, you naturally make better decisions. Not because of willpower. Because of awareness."
Finmate was built on one belief: clarity changes behavior. You can't fix what you can't see. Finmate shows you everything.
Four tools that work together — not four separate apps you have to stitch together yourself.
Your complete financial picture — net worth, cash flow, budget status, and debt progress — unified in one clean view the moment you open the app.
Log every expense in seconds. Finmate categorizes your spending automatically and surfaces patterns you'd never notice on a bank statement.
Set monthly limits by category. Finmate tracks them in real time — so you know exactly where you stand before you overspend, not after.
Stop avoiding the number. Finmate visualizes your payoff journey — Avalanche or Snowball — so every payment you make feels like progress instead of pain.
Not generic advice. Guidance built on your actual data — your spending patterns, your debts, your specific situation. Like a financial advisor who's actually seen your numbers.
No bank linking. No data sharing. No complicated setup. Just you, your numbers, and total clarity.
Free on the App Store. Sign up with email — no social login required. Your data stays yours, encrypted and private.
Add your checking, savings, and credit card balances manually. Set your first monthly budget by category. Takes 90 seconds.
Scan a receipt or tap to add. The more you log, the clearer your picture gets — and the more the dashboard reveals about your patterns.
No. Finmate is fully manual — you enter your transactions and balances yourself. This is intentional. No bank credentials, no data sharing, no third-party access to your accounts. Your financial data never leaves your device except to your private Supabase account.
The core app — dashboard, transactions, budgets, debt tracker — is free, forever. No hidden paywalls on the tools that matter most. No credit card required to start.
Yes. All data is encrypted at rest and in transit, stored in a private authenticated database — only your account can access your data. Financial amounts are never logged in analytics or shared with third parties. Biometric authentication is supported on all devices.
Yes — AI Insights is coming in a future update. It will let you ask questions about your finances and get answers based on your real data, not generic advice. Think 30-day balance forecasting, personalized spending alerts, and a chat interface that knows your actual numbers.
Finmate is currently available on iOS only (App Store). Android is on the roadmap — follow us for updates on when it launches.
CSV and PDF data export is on the roadmap for V1.1. Your data is always accessible through the app, and because it's stored in a standard Postgres database, export will be straightforward when the feature ships.
Two minutes to set up. No bank account required. Just the clarity you've been putting off — finally in one place.
iOS only · Free · No bank linking · Privacy-first